LIC AAO (Generalist)
Life Insurance Corporation of India (LIC)Closed
Recruitment of Assistant Administrative Officers (AAO) – Generalist, 32nd Batch.350 vacancies (341 current-year + 9 backlog).LIC released this alongside two separate, same-day notifications (16 Aug 2025) for AAO Specialist (410 posts) and Assistant Engineer (81 posts) — a candidate could apply to only ONE of the three tracks.This entry covers the Generalist notification specifically.Application window closed;Prelims held 03 and 07 Oct 2025, Mains 08 Nov 2025.
Important Dates
Check against the official notification ↗
Vacancies & Posts
Some details below are not confirmed — check the official notification ↗
Total Vacancies350Reported pay Not confirmed
Not taken from an official pay circular — treat as approximate.
| Pay Level | Pay Band | Posts |
|---|---|---|
| Assistant Administrative Officer (Generalist) | Basic pay ₹88,635/month in the scale ₹88,635–4,385(14)–1,50,025–4,750(4)–1,69,025, plus other admissible allowances | AAO Generalist — 350 posts (341 current-year + 9 backlog) |
Total emoluments at the minimum of scale, inclusive of HRA, City Compensatory Allowance etc. (where admissible), are approximately ₹1,26,000/month in an 'A'-Class city.Other benefits include Defined Contributory Pension, LTC, Group Mediclaim, Group Personal Accident Insurance, Group Insurance, a two-/four-wheeler vehicle loan, meal coupons, and reimbursement of briefcase/leather-bag and mobile-handset costs, per LIC's prevailing rules.
Who Can Apply
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Application fee
What You Need
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- 📷 Photo4.5 cm × 3.5 cm · 20–50 KB · JPG/JPEG — Recent passport-style colour photo taken against a light-coloured, preferably white, background; full face, relaxed expression, no cap/dark glasses/red-eye/harsh shadows.In addition to this uploaded photo, candidates must separately capture a live photo via webcam or mobile-phone QR-code scan during registration.
- ✍️ Signature140 × 60 px (preferred) · 10–20 KB · JPG/JPEG — Signed in black ink on white paper.Signature in CAPITAL LETTERS is not accepted; must match the signature given at the exam/interview or the candidate is disqualified.
- 💳 Application FeeGeneral/OBC/EWS: Rs. 700 + GST + transaction charges | SC/ST/PwBD: Rs. 85 + GST + transaction charges
- Left thumb impression3 cm × 3 cm (240 × 240 px @ 200 DPI, preferred) · 20–50 KB · JPG/JPEG — On white paper with black or blue ink; right thumb may be used if the candidate does not have a left thumb.
- Handwritten declaration10 cm × 5 cm (800 × 400 px @ 200 DPI, preferred) · 50–100 KB · JPG/JPEG — The prescribed declaration text ("I, ___, hereby declare that all the information submitted by me... is correct, true and valid...") must be hand-written by the candidate in English only, on white paper with black/blue ink, not in capital letters.
How to Apply
Some details below are not confirmed — check the official notification ↗
View Official Notification ↗- Go to www.licindia.in > Careers and click "Recruitment of AAO (Generalist/Specialists/Assistant Engineers) 2025", then choose "Click here for New Registration" and enter name, contact details and email to generate a Provisional Registration Number and Password Not confirmed
- Log back in, fill personal/educational/category details, using "Save and Next" to save progress; validate details and save the application
- Scan and upload photograph, signature, left thumb impression and the handwritten declaration exactly per the specifications above
- Preview the full application on the Preview tab before Final Submit — no changes are allowed after this step
- Pay the non-refundable application fee/intimation charge online (Debit/Credit Card, Net Banking, IMPS or Mobile Wallet) — ₹85 + transaction charges + GST for SC/ST/PwBD candidates, ₹700 + transaction charges + GST for all others
- Click Submit, then print the system-generated application form containing fee details for your records (available to reprint until 23 Sep 2025 for this cycle)
- Download the call letter 7 days before each exam stage from licindia.in > Careers, and appear for Preliminary Exam → Main Exam (objective + descriptive) → Interview → Pre-Recruitment Medical Examination, in that order
Exam Pattern
Some details below are not confirmed — check the official notification ↗
Prelims: 1 hour (60 min) | Mains: not separately confirmed in sources checked (objective test duration for Mains not stated precisely) · Negative Marking: No negative marking in either Prelims or Mains for Generalist posts (consistently reported across multiple 2026-cycle sources) — this is a distinguishing feature vs. IBPS/SBI/RBI exams; Specialist posts reportedly do have -0.25 per wrong answer in Prelims, per some sources · Passing Marks: For Generalist Prelims, candidates must secure a minimum qualifying mark (exact cutoff value not confirmed in sources checked) even though there's no sectional cutoff; overall final selection is merit-based (Mains + Interview) with cutoffs that vary by year — no fixed universal qualifying percentage confirmed
| Section | Details |
|---|---|
| Prelims - Reasoning Ability | 35 questions / 35 marks, 20 min |
| Prelims - Quantitative Aptitude | 35 questions / 35 marks, 20 min |
| Prelims - English Language | 30 questions / 30 marks, 20 min, qualifying only (not counted for merit) (Prelims total: 100 Q / 100 marks) |
| Mains Objective - Reasoning Ability | 30 questions / 90 marks, 40 min |
| Mains Objective - Data Analysis & Interpretation | 30 questions / 90 marks, 40 min |
| Mains Objective - General Knowledge & Current Affairs | 30 questions / 60 marks, 20 min |
| Mains Objective - Insurance & Financial Market Awareness | 30 questions / 60 marks, 20 min (Mains objective total: 120 Q / 300 marks) |
| Mains Descriptive - Essay/Letter type writing test | qualifying in nature, marks not confirmed |
Syllabus
Want the complete topic-by-topic syllabus for this exam?
View Full Syllabus →Selection Process
Online CBT (Prelims + Mains objective, both with no negative marking for Generalist posts), plus a qualifying Descriptive Test in Mains, followed by Interview
Source & Verification
FAQs
Does LIC AAO have negative marking like IBPS/SBI exams?
No — for Generalist posts, LIC AAO has no negative marking in either Prelims or Mains, which is a key difference from most other bank/insurance exams; Specialist posts reportedly do have negative marking in Prelims.
Are Prelims English Language marks counted toward the merit list?
No, the English Language section in Prelims is qualifying only — you must clear a minimum cutoff, but the marks themselves aren't added to your merit score.
What does the Mains Descriptive Test in LIC AAO cover?
It's a qualifying-only writing test (essay/letter-type); exact marks and duration vary by notification cycle and weren't confirmed with precision for 2026 in the sources checked.
Is LIC AAO Generalist post pattern the same as Specialist posts?
No — Specialist posts (e.g., IT, CA, Actuarial) reportedly have negative marking in Prelims where Generalist posts do not; syllabus emphasis also differs by specialization.
Important Links
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